Byline: By Jasmine Accra, Ghana — At 6:00 a.m., 29-year-old Richard Owusu begins his daily commute from Pokuase to Adabraka. He spends over two hours in traffic. But that’s not the hardest part of his day. “The toughest thing,” he says, “is knowing I pay ₵1,200 a month for a single room with shared bath — and I had to pay two years in advance.” Like thousands of other Ghanaians, Richard is caught in the brutal web of urban housing stress, where tenants often cough up two years’ rent upfront, negotiate with unlicensed agents, and fight off eviction notices — all for cramped, substandard living. Ghana’s Rent Landscape: A Crisis…