By Kwame Accra, Ghana — On the surface, Kwaku Badu’s life looks ideal. He wears polished shoes, clocks in at 8:00 a.m. at a bank in Ridge, and eats lunch from a tidy pack at his mahogany desk. He’s what many Ghanaians call a big man in the city. But the 33-year-old junior account officer says there’s a reality few see. “I make ₵3,200 a month,” he says. “By the time I pay rent, contribute to family bills, commute, and dress the part, I’m broke before mid-month.” Beneath the air-conditioned offices and crisp button-down shirts, Ghana’s white-collar workforce faces a quiet financial and emotional squeeze. While such jobs offer prestige,…